Benefits Administration Software
Streamline health insurance, COBRA, FSA/HRA, and open enrollment. Find affordable benefits platforms for small business teams.
What is Benefits Administration Software?
Benefits administration platforms handle health insurance enrollment, COBRA management, FSA/HRA accounts, and open enrollment workflows. For small businesses, these tools cost $50-300/month and eliminate manual enrollment tracking and compliance paperwork.
Top Benefits Platforms
Gusto Benefits
Best for: Integrated payroll + benefits
Pricing: Included on Complete plan ($80 + $12/employee)
Gusto handles health, dental, vision, 401(k), FSA, HRA, and commuter benefits. Automatic enrollment, carrier integration, and COBRA administration. Best for companies already using Gusto payroll.
Justworks
Best for: PEO-level benefits access
Pricing: $89/employee/month (Growth plan, includes benefits)
Justworks provides enterprise-level benefits access to small businesses through their PEO model. Health, dental, vision, 401(k), life insurance, and more. Higher cost but access to better rates and plans.
TriNet
Best for: Full-service benefits outsourcing
Pricing: Custom (PEO model)
TriNet provides complete benefits administration as part of their PEO offering. Fortune 500-level benefits plans available to small businesses. Maximum hands-off management at premium pricing.
BenefitFocus
Best for: Standalone benefits administration
Pricing: Custom (typically $100-300/month)
BenefitFocus is a pure benefits platform (not tied to payroll). Strong for companies with existing payroll wanting dedicated benefits management. COBRA, qualifying life events, and carrier integrations.